ABOUT US

We're Your Local Credit Repair Experts
 

At SPICA Financial, LLC we care about all our customers and we want to help you achieve your personal, business, and financial dreams. Whether you're looking to purchase a home, start-up or run a business, buy a new car, obtain a loan or lower your interest rates, our team of credit building experts will help you manage your credit profiles for a better future.

Don't let bad credit hold you back. We'll work hard using our years of experience and proven tactics to dispute negative items. We invite you to explore our website, learn more about our credit profile "management" services.
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What You Get With Our Credit Repair Services
 

Quality Service
We work hard to help you increase your credit score so you can achieve your financial goals.
 
Personal Attention
Our credit repair experts keep you informed and send you updates throughout the entire process.
 
 
Tracking Results
We will provide you our secure client management app for transperancy and interactive participation.
 
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Frequently Asked Questions About Credit Repair


1. Does disputing credit file inaccuracies actually work?
According to regulatory guidelines, no one can promise a particular outcome. But, the US Congress has provided laws to protect consumers. And you can find many past cases which indicates "Yes".

2. How long does it take before I see results?
While the results vary, most clients can start seeing results within the first 30 days and significant improvements in 4 - 6 months.

3. Who are the 3 "Bureaus" (Equifax, TransUnion and Experian)?
These are privately held companies that serve as Credit Reporting Agencies. These companies sell your personal and financial information in the form of "credit reports", which lenders use to make a decision on whether or not to lend to you.

4. What areas do you serve?
While we are located in Knoxville, Tennessee, we serve clients nationwide.

5. Can I stop services?
Yes. There are no long-term contracts and you can cancel your service anytime.
 
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GET A PROFESSIONAL TO REVIEW YOUR CREDIT REPORT

Find out what's on your credit report and what you can do about it.
Get Started Today